Prasad Bhalkikar drives real-world change through enterprise architecture – Digital Journal

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In industries such as insurance, telecom, and retail, legacy systems often hinder progress. Outdated infrastructure, rigid architectures, and long deployment cycles limit innovation. Prasad Bhalkikar, Assistant Vice President of Enterprise Architecture at a major global insurer with a strong North American footprint, has spent his career guiding organizations through large-scale modernization. His work demonstrates that strategy and technical mastery can deliver stability, speed, and performance.
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In industries such as insurance, telecom, and retail, legacy systems often hinder progress. Outdated infrastructure, rigid architectures, and long deployment cycles limit innovation. Prasad Bhalkikar, Assistant Vice President of Enterprise Architecture at a major global insurer with a strong North American footprint, has spent his career guiding organizations through large-scale modernization. His work demonstrates that strategy and technical mastery can deliver stability, speed, and performance.
Bhalkikar’s early success in the Maharashtra Talent Search Examination foreshadowed his future in problem-solving. His analytical mindset distinguished him, from topping his electronics class statewide to ranking second at his university. “My inspiration to pursue enterprise architecture and transformative technology is rooted in a lifelong passion for solving complex problems and creating meaningful impact through innovation,” he says.
At Accenture, he developed an automated testing solution that reduced insurance verification time by 80%, resulting in annual savings of thousands of hours. His leadership continued at Wipro, where he designed Aviva’s first digital self-service portal in the UK. The initiative changed how insurers engaged with customers. These early achievements reflected a consistent theme of identifying inefficiencies, quantifying value, and delivering measurable business results.
Across his career, Bhalkikar has redefined how large enterprises approach modernization. At Sears Holdings, he architected the Rapid Credit Services Platform. He achieved 99.95% uptime and generated multimillion-dollar savings by replacing proprietary systems with open-source frameworks. His early adoption of AWS cloud technology demonstrated that performance and cost optimization could align without compromise.
Later at Tavisca, he decomposed a monolithic loyalty platform into over 50 microservices on AWS. It improved uptime, scalability, and customer experience for millions of users. That architecture became a cornerstone in Tavisca’s acquisition by cxLoyalty and JPMorgan Chase.
At Amdocs, he developed frameworks such as the Microservices Testing Framework and the MS Builder Platform, which top North American Fortune 500 Telecom companies utilize. These tools reduced testing and build cycles by up to 95% and became part of the company’s engineering DNA. These results demonstrate why Bhalkikar earns recognition as a Fortune 500 technology leader in enterprise architecture and digital transformation.
As he leads digital transformation, Bhalkikar continues to advocate for the strategic alignment of technology and business goals. His initiatives focus on cloud migration, system performance optimization, and operational efficiency. As a result, he achieved measurable results, including 99.95% uptime and 60–80% improvements in API performance.
Bhalkikar’s influence extends far beyond his technical contributions. He has led architecture guilds, engineering workshops, and mentorship programs for over a thousand professionals across multiple continents. His focus on inclusion and continuous learning has inspired colleagues to pursue advanced research, including doctoral studies. “Inclusive teams that value diverse perspectives are more creative, resilient, and effective,” he says.
He often reminds his teams what leadership means. “Lead with empathy, integrity, and a commitment to mentorship,” he says. That mindset has turned complex, high-pressure transformation projects into opportunities for professional growth and shared success. It also fuels his thought leadership in IT.
Prasad Bhalkikar’s next chapter will focus on scaling his impact. These endeavors include sharing his frameworks and publishing thought leadership on innovation in insurance, telecom, and retail. “I aspire to build and lead communities of practice, training programs, and mentorship networks that empower emerging talent to excel in technology and leadership,” he says. Through decades of work across continents, Bhalkikar has proven that enterprise architecture, at its best, builds not just systems, but possibilities. 
Jon Stojan is a professional writer based in Wisconsin. He guides editorial teams consisting of writers across the US to help them become more skilled and diverse writers. In his free time he enjoys spending time with his wife and children.
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