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$147 Payment for Everyone – Cash App Agrees to $12.5M Settlement Over Spam Text Class Action – unitedrow.org

By isabelle
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The Cash App Settlement is making headlines, and if you live in Washington and ever got an unwanted Cash App referral text, you might be in for a payout of up to $147. That is not a random amount either. It comes from a real class action lawsuit that has now reached a $12.5 million agreement. This whole case started with users being spammed with referral messages they never signed up for, and now the company behind Cash App is paying for it.
If you are someone who received these texts between late 2019 and now, you may be eligible for compensation under the Cash App Settlement. This article breaks down exactly what happened, why it matters, how much you could receive, and how to file your claim. We are keeping it simple, clear, and straight to the point.
At the center of this case is Cash App’s referral feature. When a user invited friends to sign up, the system would sometimes send messages to people without any permission. This was not just annoying, it also violated Washington’s privacy laws. Thousands of users reported getting spammed even if they never touched the app. That led to a lawsuit, which Block Inc. (Cash App’s parent company) decided to settle instead of going to trial.
So what does this mean for you? If you had a Washington-based mobile number and received those unwanted messages any time after November 14, 2019, you could qualify for a payout. The Cash App Settlement is more than just money. It is a strong reminder to tech companies that user consent is not optional, especially when it comes to digital communication.
This all began when a Washington resident, Kimberly Bottoms, filed a lawsuit against Cash App for sending unwanted messages through its referral feature. The messages were supposed to be sent by users to invite friends, but the system ended up accessing entire contact lists and sending texts to people who had never used Cash App.
The lawsuit claimed that this behavior violated the Washington Consumer Protection Act and the Washington Consumer Electronic Mail Act. Court documents estimate that nearly two million Washington phone numbers might have been affected. While Block Inc. has not admitted any wrongdoing, it agreed to settle to avoid dragging things out in court. That settlement has now turned into real money that is available for qualifying users.
If you received one or more of these texts between November 14, 2019, and the date of final approval, and you had a Washington mobile number at that time, you may be eligible. You also must not have consented to receive promotional messages from Cash App.
The estimated payment for eligible individuals ranges from 88 to 147 dollars, depending on how many people file valid claims. The fewer the number of claimants, the higher the possible payout. The Cash App Settlement includes both legal costs and individual payments, so actual payouts will come from what remains after the court deducts expenses.
Each person who files a valid claim will get a share of the 12.5 million dollar fund. But there is a catch. The total number of claims will influence the final amount each individual receives. Administrative fees and legal expenses will also be deducted before the money is distributed. That is why the payment is not a fixed number but instead estimated between 88 dollars and 147 dollars.
If fewer people file, your share could be on the higher end. It is a good reason to act fast and file your claim once the website is live. This kind of Cash App Settlement shows how collective legal action can result in actual compensation for users.
People eligible for the settlement will be notified by email, direct mail, or digital ads targeted to Washington users. Once notified, you can visit the official settlement website to submit your claim.
To make things easier, the process includes:
Once all claims are reviewed and the court gives final approval, payments will be distributed accordingly. The team managing the Cash App Settlement will send out payments either electronically or by mail, depending on the option you select.
Filing a claim is not complicated. Here is a quick step-by-step process for anyone who qualifies:
You do not need a lawyer or to pay any fees to file a claim. It is a simple, direct process designed to make sure every eligible person can benefit from the Cash App Settlement
This is not the first time Block Inc. has faced legal scrutiny. Apart from the Cash App Settlement, the company has had other run-ins with regulators and legal bodies:
These issues show that companies cannot ignore privacy laws, and the Cash App Settlement is a clear example of what happens when user trust is violated.
The Cash App spam text case is more than just a legal win. It sends a powerful message about user rights in the digital space. Here is why it matters:
The Cash App Settlement is a reminder that even small, unwanted texts can lead to big legal changes.
Q1. Who qualifies for the Cash App Settlement?
Anyone who received unwanted referral texts from Cash App after November 14, 2019, using a Washington mobile number without providing consent.
Q2. How much can I receive from this settlement?
Payments are expected to range from 88 dollars to 147 dollars per person, depending on how many valid claims are filed.
Q3. How do I file a claim for the Cash App Settlement?
You can file a claim through the official settlement website once it goes live. You will need to submit basic contact information and choose your payout method.
Q4. What if I do not have proof of the message?
You may still qualify. The claim administrators will verify your phone number to confirm if it was affected.
Q5. When will payments be sent out?
Payments will be sent out after all claims are reviewed and the court officially approves the settlement. This date is still to be announced.

Finance writer with 4 years of experience, specializing in personal finance, investing, market trends, and fintech. Skilled at simplifying complex financial topics into clear, engaging content that helps readers make smart money decisions.



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