$2.5M TransUnion FCRA class action settlement – Class Action Lawsuits
The settlement benefits individuals who were assigned a user reference number within the data productions provided by TransUnion and third-party collection agency Portfolio Recovery Associates LLC (PRA), which show that TransUnion sent PRA data through its Triggers For Collection product for that user reference number more than two business days after PRA submitted a request to delete that user reference number from Triggers For Collection between Jan. 20, 2021, and Dec. 31, 2023.
TransUnion has agreed to a $2.5 million class action lawsuit settlement to resolve claims it violated the Fair Credit Reporting Act (FCRA) by failing to delete consumer information from its databases.
The settlement benefits individuals who were assigned a user reference number within the data productions provided by TransUnion and third-party collection agency Portfolio Recovery Associates LLC (PRA), which show that TransUnion sent PRA data through its Triggers For Collection product for that user reference number more than two business days after PRA submitted a request to delete that user reference number from Triggers For Collection between Jan. 20, 2021, and Dec. 31, 2023.
TransUnion is a credit reporting agency that collects and sells consumer information to lenders, landlords, employers and others who want to assess a consumer’s creditworthiness.
According to a class action lawsuit, TransUnion failed to delete consumer information from its databases after being requested to do so by Portfolio Recovery Associates, a debt collection agency. The plaintiff in the case alleges the practice constitutes FCRA violations.
The FCRA requires credit reporting agencies to maintain accurate information and to delete information that is no longer accurate. The law also requires credit reporting agencies to investigate consumer disputes and to provide accurate information to lenders and others who request consumer credit reports.
TransUnion has not admitted any wrongdoing under the FCRA but agreed to resolve the allegations with a $2.5 million class action lawsuit settlement.
Under the terms of the TransUnion settlement, class members can receive a cash payment.
Class members who do not exclude themselves from the settlement will be eligible for an equal share of the net settlement fund. Class counsel estimates each class member will receive at least $40. However, exact payments will vary depending on the number of participating class members.
The deadline for exclusion and objection is Nov. 4, 2025.
The final approval hearing for the TransUnion settlement is scheduled for Dec. 15, 2025.
No claim form is required to benefit from the settlement. Class members who do not exclude themselves by the deadline will automatically receive settlement benefits.
All natural persons within the United States and its territories who: (1) were assigned a user reference number listed within the Data Productions provided by TransUnion and third party collection agency Portfolio Recovery Associates LLC; (2) which Data Productions show that TransUnion sent PRA data through its Triggers For Collection product for that user reference number; (3) more than two business days after PRA submitted a request to delete that user reference number from TFC; (4) between Jan. 20, 2021, and Dec. 31, 2023.
At least $40.
N/A
12/15/2025
Wilson v. TransUnion LLC, Case No. 1:23-cv-00131-JPH-MJD, in the U.S. District Court for the Southern District of Indiana, Indianapolis Division
12/15/2025
WilsonFCRAClassAction.com
Wilson v. TransUnion LLC
c/o Settlement Administrator
P.O. Box 16
West Point, PA 19486
833-244-4146
David Marco
SMITHMARCO P.C.
Stacy Bardo
BARDO LAW P.C.
Danielle Morris
O’MELVENY & MYERS LLP
Read About More Class Action Lawsuits & Class Action Settlements:
ATTORNEY ADVERTISING
Top Class Actions is a Proud Member of the American Bar Association
LEGAL INFORMATION IS NOT LEGAL ADVICE
Top Class Actions Legal Statement
©2008 – 2025 Top Class Actions® LLC
Various Trademarks held by their respective owners
This website is not intended for viewing or usage by European Union citizens.
Add
Add me
Add me please
Please add me
Add me
Please add me thank you
Add me
Add me
Please add me
add me
Your email address will not be published. By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. Required fields are marked *
Add
Add me
Add me please
Please add me
Add me
Please add me thank you
Add me
Add me
Please add me
add me
Your email address will not be published. By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. Required fields are marked *
Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.
@2025 Top Class Actions. All Rights Reserved. Privacy Policy | Terms and Conditions
source
This article was autogenerated from a news feed from CDO TIMES selected high quality news and research sources. There was no editorial review conducted beyond that by CDO TIMES staff. Need help with any of the topics in our articles? Schedule your free CDO TIMES Tech Navigator call today to stay ahead of the curve and gain insider advantages to propel your business!
