Mortgage Delinquency Increases Linked to Rising Consumer Payment-to-Income Ratios: TransUnion Analysis. – AInvest
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TransUnion reports a rise in mortgage delinquencies from 0.89% in Q2 2023 to 1.27% in Q2 2025, with nearly 57 million mortgage consumers analyzed. Payment-to-income ratios for credit cards rose throughout 2023, correlating with increased mortgage delinquency rates the following year. TransUnion emphasizes the predictive power of monitoring PTI trends across a consumer’s entire credit portfolio, enabling lenders to gain a 12-month advance warning before mortgage performance deteriorates.
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This article was autogenerated from a news feed from CDO TIMES selected high quality news and research sources. There was no editorial review conducted beyond that by CDO TIMES staff. Need help with any of the topics in our articles? Schedule your free CDO TIMES Tech Navigator call today to stay ahead of the curve and gain insider advantages to propel your business!
Industrials/
TRU/
News Details
TransUnion reports a rise in mortgage delinquencies from 0.89% in Q2 2023 to 1.27% in Q2 2025, with nearly 57 million mortgage consumers analyzed. Payment-to-income ratios for credit cards rose throughout 2023, correlating with increased mortgage delinquency rates the following year. TransUnion emphasizes the predictive power of monitoring PTI trends across a consumer’s entire credit portfolio, enabling lenders to gain a 12-month advance warning before mortgage performance deteriorates.
Daily stocks & crypto headlines, free to your inbox
By continuing, I agree to the Market Data Terms of Service and Privacy Statement
No comments yet
source
This article was autogenerated from a news feed from CDO TIMES selected high quality news and research sources. There was no editorial review conducted beyond that by CDO TIMES staff. Need help with any of the topics in our articles? Schedule your free CDO TIMES Tech Navigator call today to stay ahead of the curve and gain insider advantages to propel your business!
